INSURANCE

 

RaD Car Hire Insurance Liability

Excess Reduction Recommendation

RaD Car Hire Insurance Recommendation

The above Insurance Liability Recommendation may change from time to time, this is a recommendation only and may change from franchise to franchise. In the event of an accident a claim form must be completed by the hirer or listed driver and handed back to a RaD Car Hire agent. In the event of a single vehicle accident, misjudgement of dimension, wilful damage, reckless or careless driving the full excess may apply. Restricted drivers must meet and abide by the rules of their licence at all times.

Recommendations must be read in conjunction with the Standard Terms and Conditions. Refer to clause 11 Insurance and Hirer's Liability.

 
RaD Car Hire Vehicles
 
 
 
Insurance excess and liability reduction recommendations when a vehicle has an accident.
  • All RaD Car Hire vehicles have insurance cover which is included in the daily rate quoted.
  • This is referred to as our “risk taker cover” or “standard insurance cover.”
  • All pricing includes GST(Goods and Services tax)
  • The standard excess for Classes 1 to 4 $1900.00 including GST.
  • The standard excess for all Specialty Classes including 4 wheel drives, minibus, mini coach and commercial vehicles $2500.00 including GST.
  • The standard excess for all trucks $2800.00 including GST.
  • For customers less than  25 years of age an additional loading on the excess amount of $300.00 including GST applies.
  • For customers less than 21 years of age and any driver who holds a restricted licence, an additional loading on the excess amount of $800.00 including GST applies.
 
Insurance Liability - Reduction Options
 
 

Class 1-4 $1900.00 excess

Stress Free Cover $17.00 per day including GST

 

  •          $0.00 excess on vehicle / $0.00 excess on glass

 

Chance it Cover $10.00 per day including GST

  •          $1000.00 excess on vehicle / $150.00 on glass

 

Risk Taker Cover $0.00 per day including GST

  •          $1900.00 excess on vehicle / 300.00 on glass

 

Class 5-6 (Including Specialty Classes) $2500.00 excess

Stress Free Cover $22.00 per day including GST

  •         $300.00 excess on vehicle / $150.00 excess on glass

 

Chance it Cover $15.00 per day including GST

  •         $1500.00 excess on vehicle / $150.00 on glass

 

Risk Taker Cover $0.00 per day including GST

  •         $2500.00 excess on vehicle / 300.00 on glass

 

Trucks

Stress Free Cover $28.00 per day including GST

  •          $300.00 excess on vehicle / $150.00 excess on glass

Chance it Cover $15.00 per day including GST

  •          $1900.00 excess on vehicle / $150.00 on glass

 

Risk Taker Cover $0.00 per day including GST

  •          $2800.00 excess on vehicle / 300.00 on glass


Bond / Security Requirements     

  • At all times a Bond is required for security over any vehicle being hired, whether this is in the form of a Credit Card or Cash it is up to the vehicle owners discretion.
  • When the Stress Free Insurance Liability Reduction option is chosen this does not  change the fact a Security Bond is required.
  • The hirer may have a $150 or zero rated excess however security over the vehicle itself  must be held. This is called “the bond.”
  • This is non-debatable criteria and no-one must hire a vehicle without this form of  security.
  • Simply - No Security Bond = No Rental Vehicle.

 

Under Age Loading

If additional drivers details on the agreement have age variances e.g. < 25 years or < 21 years and/or hold a restricted licence, then show the correct applicable loading amount , < 25 years $300.00, < 21 years and/or hold a restricted licence $800.00 including GST.

 

RaD Car Hire Insurance Recommendation

The above Insurance Liability Recommendation may change from time to time, this is a recommendation only and may change from franchise to franchise. In the event of an accident a claim form must be completed by the hirer or listed driver and handed back to a RaD Car Hire agent. In the event of a single vehicle accident, misjudgement of dimension, wilful damage, reckless or careless driving the full excess may apply. Restricted drivers must meet and abide by the rules of their licence at all times.

Recommendations must be read in conjunction with the Standard Terms and Conditions. Refer to clause 11 Insurance and Hirer's Liability.